ESI Registration is mandatory for organisations having 10 or more manpower.

Established under the ESI Act, 1948, ESIC (Employees’ State Insurance Corporation) provides benefits to employees in the event of their sickness, death, disablement, injury, etc. The contribution of this scheme comes from both sides i.e. employees and employers. Any employee who earns a monthly income of less than Rs. 21000 per month is covered under this scheme. Apart from employees, the family members of employees are also provided benefits under this Act. Any establishment that employs 10 or more employees is mandated by law to register under this Act. The contribution of employers in this scheme is 3.75% and that of employees is 0.75%, thus making a total of 4.5%.

Medical Aid – Person registered under ESI are awarded full medical care as also their family members right from the day of entering employment which provides insurance.

Maternity Benefit – Maternity Benefit for confinement of pregnancy is payable to women for 26 weeks, which is extendable by further one month on medical advice at the rate of full wage subject to contribution for 70 days in the preceding Two Contribution Periods.

Disablement Help – In case of any disablement of an employee 90% of the monthly salary is paid as a disablement benefit.

Sickness Benefits – In case of any sickness of an employee 70% of the monthly salary is paid as a sickness benefit subject to a maximum capping of 91 days in a year.

Death Benefits – In case of death of an employee 90% of the monthly salary is paid as a death benefit to employees’ dependents.

Funeral Expenses – Person registered under ESI are awarded an amount of Rs. 10,000/- is payable to the dependents or to the person who performs last rites from day one of entering insurable employment.

Confinement Expenses – An Insured Women or I.P. in respect of his wife in case confinement occurs at a place where necessary medical facilities under the ESI Scheme are not available.

Vocational Rehabilitation – To permanently disabled Insured Person for undergoing VR Training at VRS.

Physical Rehabilitation – In the case of physical disablement due to employment injury.